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American Furniture Alliance Hermosa Metal/Wood Frame

Posted in HOME & GARDEN on Dec 14, 2011 with No Comments →

American Furniture Alliance Hermosa Metal Wood Frame 300x300 American Furniture Alliance Hermosa Metal/Wood Frame

American Furniture Alliance Hermosa Metal-Wood Frame

Sofa by day, full-size bed by night, the Hermosa futon frame from American Furniture Alliance’s Elite Convertibles futon collection provides a great space-saving alternative for an apartment or small house. Place the futon frame in a home office to transform the space into a guest bedroom on demand, or use in the living room. Mixing classic Mission style with gently curved arm rests, the futon frame complements traditional and transitional interiors. The futon frame offers three different positions: sofa, sleeper, and 120-degree reclining lounger. All metal clic-clic hinges snap in place on each side to secure the frame in each mode. Equipped with metal seat and back decks, the futon frame benefits from solid wood arms, arm rests, stretchers, and leg posts. The side of the each arm features two wood pickets in the center, book-ended by two solid beveled wood panels. For a polished appearance, the futon frame is finished in dark espresso brown lacquer. The futon frame requires the separate purchase of a futon mattress. Upon delivery, home assembly is necessary; all necessary hardware comes with the futon frame. A limited one-year warranty covers the futon frame. As a sofa, the futon frame measures 83-1/4 inches long by 36 inches wide by 31 inches high while it measures 83-1/4 inches long by 54-1/2 inches wide by 23-1/4 inches high as a bed. This item weighs 83 pounds upon shipping.

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Insurance and Ethics in Business

Posted in INSURANCE on Nov 08, 2011 with No Comments →

Insurance and Ethics in Business 297x300 Insurance and Ethics in BusinessAccidents, injuries, and old age can deprive you of physical health.  If you’re just starting to think about insurance coverage, it can all seem a little confusing. There are so many different types of insurance available, and an even bigger variety in the types of policies you can get.  The biggest challenge in finding the right insurance policy can be in figuring out what you really need.

A few types of insurance are required by law – if you own a car, for example, the law requires you to have auto insurance. Many other types of insurance, such as life, renters, and travel insurance, are optional. Two common types of insurance are health insurance and home insurance.

Shopping around for insurance is much the same as any other type of shopping.  First, it’s good to consider whether or not the insurance policy meets your needs.  What risks, items, and events does it cover? For example, if you insure your home contents, are you covered if you leave the house unlocked?

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Insurance Quotes

Posted in INSURANCE on Nov 07, 2011 with No Comments →

Insurance Quotes Insurance QuotesObtaining insurance quotes can be a laborious job. Hours may be spent on the telephone speaking to different insurance agents in the hope that they’ll be able to give you a cheaper price than the quotes you’ve already received. Add to this fact that sometimes the only opportunity that some people have to phone around for insurance quotes is whilst they are at work, which could land them in hot water with their boss, then finding insurance quotes offline can become a bit of a nightmare!

By harnessing the power of the internet, obtaining insurance quotes need not be a hassle at all. You’ll also find that the quotes you receive in general will be lower than the quotes received if you were to just rely on telephoning the insurance agents.

Obtaining insurance quotes on the Internet

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  ,  life insurance quotes

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